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Hannan, C. R. Attorney

Hannan, C. R. Attorney from Council Bluffs Iowa works as Debt Consolidation Lawyers, and Disability Lawyers. Feel free to contact us at the following contact information.

215 South Main Street Council Bluffs Iowa, 51502
[Open in Maps]

(712)328-1575

(712)328-1562

crhannan(at)rphlaw.com

Last updated 2023-03-28

Specialties of Hannan, C. R. Attorney:
  • Debt Consolidation Lawyers
  • Disability Lawyers
Debt Consolidation Lawyers: Debt consolidation is the replacement of several loans by taking out one loan usually at a lower interest rate. It is used to manage outstanding consumer debt such as student loans, credit cards, and auto loans. It is often done when the consumer has trouble meeting the existing obligations. Debt consolidation will often lower monthly payments. It can also be called a consolidation loan. More often, debt consolidation involves a secured loan against an asset that serves as collateral. Debt consolidation enables consumers with a home or car to get a lower rate through a secured loan using their property as collateral.
Disability Lawyers: Disability law is largely regulated by the Americans with Disabilities Act (ADA) of 1990. This Act prohibits discrimination against individuals with disabilities in employment, housing, education, and access to public services. The ADA defines a disability as any of the following: "a physical or mental impairment that substantially limits one or more of the major life activities of the individual.", "a record of such impairment." or "being regarded as having such an impairment." While alcoholism is included as a disability, other socially undesirable behavior is excluded from the Act. For example, sexual behavior disorders, compulsive gambling, and pyromania are all excluded. The ADA, however, does not list all impairments covered. The ADA further requires that reasonable accomodation be made so as to provide individuals with disabilities equal opportunities. Agenices and departments charged with enforcement of the ADA include the Equal Employment Opportunity Commission (EEOC) and the Department of Justice.

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