Joy & Hitchman, P.C. from Lawrence Massachusetts works as Accident Lawyers,
and Collection Lawyers.
Feel free to contact us at the following contact information.
170 Common Street Suite 205
Lawrence
Massachusetts,
01840
[Open in Maps]
(978)687-3600
(978)687-2266
www.joyandhitchman.com
Last updated 2020-04-11
Specialties of Joy & Hitchman, P.C.:
- Accident Lawyers
- Collection Lawyers
Accident Lawyers: The word accident is not a technical legal term with a clearly defined meaning. Speaking generally, but with reference to legal liabilities, an accident means any unintended and unexpected occurrence which produces hurt or loss. But it is often used to denote any unintended and unexpected loss or hurt apart from its cause; and if the cause is not known the loss or hurt itself would certainly be called an accident. The word accident is also often used to denote both the cause and the effect, no attempt being made to discriminate between them.
Collection Lawyers: Debt collection is the process of pursing payments of debts owed by individuals or businesses. An organization that specializes in debt collection is known as a collection agency or debt collector. Most collection agencies operate as agents of creditors and collect debts for a fee or percentage of the total amount owed. There are many types of collection agencies. First-party agencies are often subsidiaries of the original company the debt is owed to. Third-party agencies are separate companies contracted by a company to collect debts on their behalf for a fee. Debt buyers purchase the debt at a percentage of its value, then attempt to collect it. Each country has its own rules and regulations regarding them.
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