Smith, Chad H. Attorney

Smith, Chad H. Attorney from Frankfort Kentucky works as Attorneys, Bankruptcy Lawyers, Creditors' Rights Lawyers, Debt Consolidation Lawyers, and Discrimination & Civil Rights Lawyers. Feel free to contact us at the following contact information.

300 Whitaker Bank Building Frankfort Kentucky, 40602
[Open in Maps]

(502)223-1200

(502)227-7385

www.mmlklaw.com

smith(at)mmlklaw.com

Last updated 2023-05-27

Specialties of Smith, Chad H. Attorney:

Attorneys
Bankruptcy Lawyers
Creditors' Rights Lawyers
Debt Consolidation Lawyers
Discrimination & Civil Rights Lawyers

Attorneys: A lawyer is a person who practices law, as an advocate, barrister, attorney, counselor or solicitor or chartered legal executive. Working as a lawyer involves the practical application of abstract legal theories and knowledge to solve specific individualized problems, or to advance the interests of those who hire lawyers to perform legal services. The role of the lawyer varies greatly across legal jurisdictions, and so it can be treated here in only the most general terms.

Bankruptcy Lawyers: Bankruptcy law provides for the development of a plan that allows a debtor, who is unable to pay his creditors, to resolve his debts through the division of his assets among his creditors.The philosophy behind the law is to allow the debtor to make a fresh start, not to be punished for inability to pay debts. Bankruptcy law allows certain debtors to be discharged of the financial obligations they have accumulated, after their assets are distributed, even if their debts have not been paid in full. Some bankruptcy proceedings allow a debtor to stay in business and use business income to pay his or her debts.

Creditors' Rights Lawyers: Creditors' rights are the procedural provisions designed to protect the ability of creditors—persons who are owed money—to collect the money that they are owed. These provisions vary from one jurisdiction to another, and may include the ability of a creditor to put a lien on a debtor's property, to effect a seizure and forced sale of the debtor's property, to effect a garnishment of the debtor's wages, and to have certain purchases or gifts made by the debtor set aside as fraudulent conveyances. The rights of a particular creditor usually depend in part on the reason for which the debt is owed, and the terms of any writing memorializing the debt.

Debt Consolidation Lawyers: Debt consolidation is the replacement of several loans by taking out one loan usually at a lower interest rate. It is used to manage outstanding consumer debt such as student loans, credit cards, and auto loans. It is often done when the consumer has trouble meeting the existing obligations. Debt consolidation will often lower monthly payments. It can also be called a consolidation loan. More often, debt consolidation involves a secured loan against an asset that serves as collateral. Debt consolidation enables consumers with a home or car to get a lower rate through a secured loan using their property as collateral.

Discrimination & Civil Rights Lawyers: In order for discrimination to trigger the protection of federal law it must be directed against an individual on account of their skin color, race, gender, national origin, disability, age, sexual orientation, religion, or a limited number of other categories. Laws prohibiting discrimination based on race are strongest and have been on the books for the longest period of time. Other categories have been introduced more recently and may be expansive or restrictive depending on the category and context. A combination of legislation and Supreme Court interpretation of existing laws have led to an expansion of civil rights to include groups that were not previously protected. Transgender and homosexual victims were not, at one time, protected by anti-discrimination laws. In addition to extending protection to these individuals; legislative changes now also protect those perceived to belong to one of the enumerated groups by their persecutor. For example, if someone was denied a promotion at their job because they are believed to be homosexual they would now have an actionable claim of discrimination against their employer, even if they are actually heterosexual.

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Smith, Chad H. Attorney

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