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Patrick, Gary Ray Attorney

Patrick, Gary Ray Attorney from Chattanooga Tennessee works as Construction Lawyers, Debt Consolidation Lawyers, and Employment & Labor Lawyers. Feel free to contact us at the following contact information.

537 Market Street Chattanooga Tennessee, 37402
[Open in Maps]

(423)756-7117

(423)267-5032

gpatrick(at)pbsjlaw.com

Last updated 2023-09-29

Specialties of Patrick, Gary Ray Attorney:
  • Construction Lawyers
  • Debt Consolidation Lawyers
  • Employment & Labor Lawyers
Construction Lawyers: Construction law is a branch of law that deals with matters relating to building construction, engineering and related fields. It is in essence an amalgam of contract law, commercial law, planning law, employment law and tort. Construction law covers a wide range of legal issues including contract, negligence, bonds and bonding, guarantees and sureties, liens and other security interests, tendering, construction claims, and related consultancy contracts. Construction law affects many participants in the construction industry, including financial institutions, surveyors, architects, builders, engineers, construction workers, and planners.
Debt Consolidation Lawyers: Debt consolidation is the replacement of several loans by taking out one loan usually at a lower interest rate. It is used to manage outstanding consumer debt such as student loans, credit cards, and auto loans. It is often done when the consumer has trouble meeting the existing obligations. Debt consolidation will often lower monthly payments. It can also be called a consolidation loan. More often, debt consolidation involves a secured loan against an asset that serves as collateral. Debt consolidation enables consumers with a home or car to get a lower rate through a secured loan using their property as collateral.

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