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Gracey, Wayne G. Attorney

Gracey, Wayne G. Attorney from Hanover Pennsylvania works as Accident Lawyers, and Debt Consolidation Lawyers. Feel free to contact us at the following contact information.

195 Stock Street Suite 214 Hanover Pennsylvania, 17331
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(717)633-5125

(717)633-5160

www.lawofficeofwayneggracey.com

wayneg3(at)suscom.net

Last updated 2023-04-22

Specialties of Gracey, Wayne G. Attorney:
  • Accident Lawyers
  • Debt Consolidation Lawyers
Accident Lawyers: The word accident is not a technical legal term with a clearly defined meaning. Speaking generally, but with reference to legal liabilities, an accident means any unintended and unexpected occurrence which produces hurt or loss. But it is often used to denote any unintended and unexpected loss or hurt apart from its cause; and if the cause is not known the loss or hurt itself would certainly be called an accident. The word accident is also often used to denote both the cause and the effect, no attempt being made to discriminate between them.
Debt Consolidation Lawyers: Debt consolidation is the replacement of several loans by taking out one loan usually at a lower interest rate. It is used to manage outstanding consumer debt such as student loans, credit cards, and auto loans. It is often done when the consumer has trouble meeting the existing obligations. Debt consolidation will often lower monthly payments. It can also be called a consolidation loan. More often, debt consolidation involves a secured loan against an asset that serves as collateral. Debt consolidation enables consumers with a home or car to get a lower rate through a secured loan using their property as collateral.

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