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Cisz, Louis J., III Attorney

Cisz, Louis J., III Attorney from San Francisco California works as Creditors' Rights Lawyers, and Debt Consolidation Lawyers. Feel free to contact us at the following contact information.

101 Second Street Suite 1800 San Francisco California, 94105
[Open in Maps]

(415)371-1200

(415)371-1211

www.thelenreid.com

ljcisz(at)thelenreid.com

Last updated 2020-04-11

Specialties of Cisz, Louis J., III Attorney:
  • Creditors' Rights Lawyers
  • Debt Consolidation Lawyers
Creditors' Rights Lawyers: Creditors' rights are the procedural provisions designed to protect the ability of creditors—persons who are owed money—to collect the money that they are owed. These provisions vary from one jurisdiction to another, and may include the ability of a creditor to put a lien on a debtor's property, to effect a seizure and forced sale of the debtor's property, to effect a garnishment of the debtor's wages, and to have certain purchases or gifts made by the debtor set aside as fraudulent conveyances. The rights of a particular creditor usually depend in part on the reason for which the debt is owed, and the terms of any writing memorializing the debt.
Debt Consolidation Lawyers: Debt consolidation is the replacement of several loans by taking out one loan usually at a lower interest rate. It is used to manage outstanding consumer debt such as student loans, credit cards, and auto loans. It is often done when the consumer has trouble meeting the existing obligations. Debt consolidation will often lower monthly payments. It can also be called a consolidation loan. More often, debt consolidation involves a secured loan against an asset that serves as collateral. Debt consolidation enables consumers with a home or car to get a lower rate through a secured loan using their property as collateral.

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