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Law Offices of Randall L Pratt

We specialize in commercial and consumer collections, collection law, creditors rights, judgment enforcement and FDCPA defense in New Hampshire, Maine and Massachusetts.

1 Cate Street Portsmouth New Hampshire, 03801
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(603)430-2888

www.prattlawpc.com

sandra(at)prattlawpc.com

Last updated 2023-08-20

Specialties of Law Offices of Randall L Pratt:
  • Bankruptcy Lawyers
  • Creditors' Rights Lawyers
Bankruptcy Lawyers: Bankruptcy law provides for the development of a plan that allows a debtor, who is unable to pay his creditors, to resolve his debts through the division of his assets among his creditors.The philosophy behind the law is to allow the debtor to make a fresh start, not to be punished for inability to pay debts. Bankruptcy law allows certain debtors to be discharged of the financial obligations they have accumulated, after their assets are distributed, even if their debts have not been paid in full. Some bankruptcy proceedings allow a debtor to stay in business and use business income to pay his or her debts.
Creditors' Rights Lawyers: Creditors' rights are the procedural provisions designed to protect the ability of creditors—persons who are owed money—to collect the money that they are owed. These provisions vary from one jurisdiction to another, and may include the ability of a creditor to put a lien on a debtor's property, to effect a seizure and forced sale of the debtor's property, to effect a garnishment of the debtor's wages, and to have certain purchases or gifts made by the debtor set aside as fraudulent conveyances. The rights of a particular creditor usually depend in part on the reason for which the debt is owed, and the terms of any writing memorializing the debt.

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